Though budgeting may be an important financial habit, it’s not always easy to keep track of and manage your expenses.

Fortunately, there are numerous applications that can help you create a budget, monitor your bills and spending, and plan for the future. Here’s a closer look at just six of the top apps available.

Mint (free)

Mint stands as a trailblazer in expense-tracking apps. With its seamless integration with bank accounts and credit cards, Mint provides you with real-time insights into your financial health. The app automatically categorizes your transactions, helps you establish a budget, and dissects your spending patterns to give you a comprehensive overview of your income and habits. Plus, it’s free to use, making it a great option for staying on top of your monthly expenses.

YNAB ($14.99/month)

For those who crave a more proactive approach to financial management, YNAB (You Need A Budget) comes to the rescue. This budgeting app operates on four main rules: give every dollar a job, embrace your true expenses, roll with the punches, and age your money. This unique method helps you allocate funds to specific categories, ensuring that every aspect of your financial life is well-managed and accounted for.

Wally (free)

After undergoing a recent change, Wally is now marketed as “the world’s first AI-powered personal finance app.” Like it did before, the app automatically tracks your spending habits and sends reminders of upcoming bills, but it now also offers WallyGPT, its AI chatbot. This feature allows you to ask questions about your spending habits, receive personalized guidance on how to adjust them, and learn more about finance and investment options available to you.

Simplifi by Quicken ($2.39/month)

Simplifi is all about providing a clear and concise overview of your financial situation. Through a combination of expense tracking, budgeting, and goal-setting features, this app empowers you to maintain control over your money by making it easy to create a spending plan based on your financial goals and current income. Even more, Simplifi automatically sorts expenses into categories, which you can then review and customize to create a watchlist targeting specific expenses you want to keep an eye on and better manage.

Goodbudget (free)

If you’re a fan of the cash-envelope budgeting system, Goodbudget offers a digital rendition of this tried-and-true method. Within the app, you can allocate portions of your income into ten distinct categories, such as gas, groceries, and debt payments. Though the app doesn’t sync to users’ bank accounts, manually inputting expenses can help you analyze your spending more thoroughly and gain a deeper understanding of your current habits.

Expensify (free)

Designed primarily for business travelers and professionals, Expensify streamlines the process of tracking and sorting expenses. The SmartScan feature allows you to scan receipts, which are automatically transcribed and categorized for business-related expense reporting and reimbursement. Management can then approve or reject expenses within the app, thereby streamlining the entire process.

With the right tools, managing your expenses and spending habits is more achievable than ever. These apps are just a fraction of the options available to help you take control of your financial journey, so don’t be afraid to try a few until you land on the best one for you and your current situation. And if you have a complex situation, be sure to reach out to a financial advisor with any questions you may have.